Whether you need to travel in the next few days or the next few months, we can help you out. Apply online with our easy to use chat application.
Loan terms up to 7 years with repayments that can be weekly, fortnightly, or monthly
We're here to help. If you ever have any questions or need to top-up, you can give us a call.
The world is your oyster, or it could be seeing some of Aotearoa first.
To kick things off and get your mind dreaming, some Kiwi holidays you could go on are to hire a retro camping van, stopping off at the most beautiful glamping sights up and down the country. Breaking up nights under the stars by attending a live music gig or two at a tavern in one of the many awesome, quirky, and quaint beach towns along the way.
Or if the idea of music had your ears tingling, New Zealand is known for its world-class summer festivals. Dancing beachside in funky festive attire at Splore, to bringing in the New Year at Rhythm and Alps, one of Aotearoa’s biggest musical festivals, situated in our very own Cardrona Valley.
Maybe music and glamping are not quite your style, but a Holiday Loan can be used for so much more. How about a trip through one of the many vineyards, tasting all New Zealand cuisine has to offer in Marlborough, Hawkes Bay, or Central Otago? Pioneer Finance can have you covered for all of the key travel, accommodation, and activity expenses if you’re more wine and dine than dancing and hiking.
All the above holidays sound seriously appealing right about now, but if you’re one of the many Aucklanders who missed the opportunity to escape the Super City for a winter holiday this year because of lockdowns, the 2022 snow season may be calling your name.
A Winter holiday could be heading to the North Island’s beautiful Whakapapa or Tūroa at Mt Ruapehu or making your way to one of the South Island’s many world-famous ski fields. Spending your days shredding the slopes and nights sipping mulled wine, making up for missed moments of 2021. A holiday loan could be the difference from a 1-star holiday to a week away that can be reminisced for years to come.
New Zealand holidays have so much to offer. Our backyard is filled with incredible scenes. From relaxing at stunning beaches in the North, dancing with mates at a Summertime festival, appreciating serious culinary feats up and down the country, or hitting the slopes as soon as the 2023 season starts. A holiday loan can be a helping hand to give you, your friends, or your whānau a much-needed break after what has been a truly crazy and tough couple of years.
Learn more about different options here: NewZealand.com
Understanding the exact cost of a personal loan is crucial. Use our easy-to-use calculator that provides you with an accurate estimate, taking into account all fees typically involved. We believe in transparency, so you can make informed decisions about your finances.
$3,000
24 Months
13.95% (annually)
Rather than having set fees & interest rates we prefer to work with ranges as not every application is the same. So if it is a short term Bridging loan, Debt consolidation, Personal Loan, Home renovations, Car Loan, Holiday, Funeral or Business loan we have the loan for you.
You can apply for a holiday loan with Pioneer Finance if you are:
You do need to show that you have the affordability for the loan and that you are who you say you are. You can do this by providing the following:
Depending on the security offered for the loan we may require further information such as rates notice, mortgage statements, or proof of purchase.
Apply for a loanFor further information please, see our rates and fees.
Once you have decided what you need the holiday loan for you can apply and receive the funds in your bank account to pay for airfares, accommodation, transfers, rental cars, or any activities you plan on doing while away. The best thing is you can start paying your loan off before your trip. You then repay the loan amount – plus interest and fees over a fixed term. Repayments can be calculated weekly, fortnightly, or monthly to suit your regular income.
When it comes to deciding on a holiday loan you need to look at the benefits as opposed to the alternatives:
As you can see taking a holiday loan gives you the certainty of when you will pay the loan off, what rate, what repayments, and the flexibility to increase the loan or repay the loan early.
You can apply for a holiday loan with Pioneer Finance if you are:
You do need to show that you have the affordability for the loan and that you are who you say you are. You can do this by providing the following:
Depending on the security offered for the loan we may require further information such as rates notice, mortgage statements, or proof of purchase.
Depending on the security offered we will do checks with the following registers:
Don’t worry if your credit check has a couple of bumps and bruises we may still be able to help you.
