Tesla’s Sales Slump: A Golden Opportunity for EV Buyers and Competitors For over a decade, Tesla has led the electric vehicle (EV) industry, driving innovation in battery technology, self-driving capabilities, and global EV adoption. But recent sales data suggest Tesla’s market dominance is slipping. While this poses challenges for the company, it also presents a… read more
You’ve probably seen a Buy Now Pay Later (BNPL) option by now – could be at a Noel Leeming, or clothing store or even at a gas station! They’ve been taking New Zealand by storm as of late, offering Kiwis an easy way to split up payments over time with no interest. But are these… read more
You’ve probably read the headlines – the Reserve Bank of New Zealand (RBNZ) has been reducing the Official Cash Rate (OCR), a decision that impacts the economy and, ultimately, the wallets of many Kiwis. Whether you’re a homeowner managing a mortgage, a saver building your nest egg, or simply navigating day-to-day expenses, this shift in… read more
You might be wondering, “How can I use personal loans to manage debt? Isn’t that just piling debt onto debt?” Rest assured, when done correctly, personal loans are a powerful and unique tool for consolidating and managing your existing debt more effectively. For a detailed explanation of personal loans, you can check out one of… read more
As technology develops, so do scams and the way they’re packaged. In August 2023, BNZ reported that nine out of ten Kiwis have been targeted by a scam in the past year. Scammers are getting smarter and more sophisticated, and technology allows them to target with bigger volume than ever. This article will focus on the most… read more
When you get a personal loan your repayments will engage in what’s called loan amortisation. But what does this actually mean? Why is it important to know how much each payment is paying off my interest and principal? Say goodbye to all that confusion. In this article, we’ll delve into the details of loan amortisation,… read more
Debt can be daunting. Watching a portion of your hard-earned paycheck vanish towards loan payments can be disheartening. However, not all debt is created equal. In fact, certain types of debt can be advantageous under the right circumstances. Understanding this distinction is important for your financial skillset. In this article we’ll walk through what good… read more
Buying a home is an integral part of any Kiwi’s journey. But is it really worth it? With cost of living high and the property market being volatile as of late, what’s the difference between renting and owning a house? We’ll walk through the main differences between renting and buying and help you figure out… read more
Whether you’re buying your first home or just buying your next house, mortgages can be a confusing topic. Since buying property is a reality for many individuals and families, it’s important to know what exactly you’re getting into. Join us as we go through what a mortgage actually is and the different varieties you can… read more
Passive income, often linked with financial security, paves the way to financial freedom. If you’re wondering how to start without a substantial bank balance, this blog introduces some viable ideas for 2023. Understanding passive income Passive income is the idea of income that requires little to no effort to receive. It involves creating or acquiring… read more
